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Just keep in mind Turtle, that some reading this think you can just get a free ride when you hurt yourself. That the hospitals or doctors will just kindly help you with potentially serious issues...

Yes, I must have missed that.
No smugness here.
:)

No, not all hospitals will treat you if you don't have insurance. And those forced to do so by law it's ONLY to a certain extent to save your life (or stabilize a patient). Any more than that is...