Hikers Insurance

[khaynie]

I've searched the previous (well some) threads relating to my title, but I never found my answer. Here is my question:

Does anyone know of a good travel or short term insurance company? By this I mean, decent premiums/reasonable deductibles.

My wife and I are Southbound Thru hiking the AT this year and are currently looking for some type of travelers insurance; just in case...

Your feedback is much appreciated.

Thanks!

[Brock]

Try Fortis insurance.
I just got a policy for 6 months at around $390.
I have a $500 deductable and after that they pay 100%
Make sure you pay all at once if possible, otherwise you end up paying 30% more. I paid upfront and was able to get a better plan for the money I wanted to spend.

Try 1-800-800-5453 or www.fortis.com (http://www.fortis.com)

I'll see if I can get you a spreadsheet I made of their costs.

[The Solemates]

We too used Fortis. It was around $1000 for the both of us for a 6-month term, which was for a $1000 deductible. They paid 80/20 after that. Just enough to keep you outta debt is all.

Brock's quote seems too good to be true.

[Blue Jay]

Try Fortis insurance.
I just got a policy for 6 months at around $390.
I have a $500 deductable and after that they pay 100%
Make sure you pay all at once if possible, otherwise you end up paying 30% more. I paid upfront and was able to get a better plan for the money I wanted to spend.

Try 1-800-800-5453 or www.fortis.com (http://www.fortis.com)

I'll see if I can get you a spreadsheet I made of their costs.

Fortis is great until you have a claim. They were thrown out of New York State for not paying claims and in fact no longer sell insurance here for that reason. Check them out before you pay.

[khaynie]

Thanks for the info. I called Fortis at the number given in the prior post and was informed that Fortis is now Assurant Health. You can visit them on the web at:

www.temporaryinsurance.com (http://www.temporaryinsurance.com)

I was quoted on a 6 month premium for my wife and I; here are the results for two people, age 25, and based on paying the premium up front:

$761.00 for a $500 deductible
$621.25 for a $1000 deductible

Not bad ~ breaks down to $51.75/mo/person based on a $1000 deductible which would most likely be the way we lean...

Again, thanks for the feedback!

Keith

[rocket04]

I did a search on the web before my hike and found a bunch of options and compared. It's not too hard to do that, although you may have more confidence going with a company you know or are referred to.