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Good news is you are probably safer on the trail, as you won't be driving.[/QUOTE] I think you got that right.

This is one of those hospital specific and state specific things. Some hospitals will treat you in the Emergency department whether you are insured or not. But then send you a bill and if you don't...

One year (my first year) I left in MA for Plantar Fasciitis which is bottom of foot hurting like hell. ( I have no idea why this is in bold)
Any way I could only walk one mile an hour so I went...