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  1. #1
    I'm the man on the mountain, come on up.....
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    Default your car while thru hiking

    what did you do with your car/car payment during your thru-hike?

  2. #2

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    Not have one.

  3. #3
    Registered User
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    Dont have any but I am leaving the cars at the house, catching the train or having a family member do a fast - over night - road trip with me to drop me off.

    As far as the payments, just have them taken out of your bank account automatically.

  4. #4
    As in "dessert" not "desert"
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    I guess that's something to calculate in the expenses of a thru-hike, if you are going to keep a car somewhere.

  5. #5
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    If you store it, make sure you do it properly. Even though we had it in a garage, our brakes and roters got rusty and we had to replace them.

  6. #6
    The trail is childhood reborn. Simple, carefree, and full of Wonders Captn's Avatar
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    Automatic Bill pay is GREAT!

  7. #7
    Registered User
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    Most cars, if not being driven at all, for 5-7 months, should be "taken out of service", for which there are a number of ways to do, including having a mechanic do so. Car insurance can be changed to "non operating" status, much cheaper. Car payments must be made or the lender will send out Charlie Sheen.

    TW
    "Thank God! there is always a Land of Beyond, For us who are true to the trail..." --- Robert Service

  8. #8
    First Sergeant SGT Rock's Avatar
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    Pay it off and leave it with my wife.
    SGT Rock
    http://hikinghq.net

    My 2008 Trail Journal of the BMT/AT

    BMT Thru-Hikers' Guide
    -----------------------------------------

    NO SNIVELING

  9. #9
    Peakbagger Extraordinaire The Solemates's Avatar
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    10-30-2003
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    Appalachian Ohio
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    the smartest thing to do is pay it off before you hike. in my mind, thats part of the preparation/planning.
    The only thing better than mountains, is mountains where you haven't been.

    amongnature.blogspot.com

  10. #10

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    Hey Freeleo! Before you leave, pay your Insurance Premium, and take your car to the Over the Rhine section of Cincinnati and leave the keys in it. Problem solved!!

  11. #11
    I'm the man on the mountain, come on up.....
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  12. #12
    Registered User Lyle's Avatar
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    Also, a lesson I learned when laid up for 9 months for medical reasons way back when: Do not allow your insurance to lapse before your plates. Even if no one is driving the car, the state (at least Michigan) assumes you are driving if you have current plates. When I was ready to start driving again, I had to go into the high-risk pool for a year because they assumed I had been driving without insurance - VERY EXPENSIVE!!!!

  13. #13
    1700 down, 460 to go...
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    In NC your driver's license is tied to your insurance. If your insurance lapses for too long (there is a small grace period), your license will be automatically revoked. Naturally, you will have to provide proof of insurance before they'll issue a new license.
    "when the going gets weird, the weird turn pro." --HST
    Uncle Silly VA->VT '05, VT->ME '07, VA->GA ??

  14. #14

  15. #15

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    Quote Originally Posted by Uncle Silly View Post
    In NC your driver's license is tied to your insurance. If your insurance lapses for too long (there is a small grace period), your license will be automatically revoked. Naturally, you will have to provide proof of insurance before they'll issue a new license.

    No Kidding? Maine is strict about insurance as well, but not as strict as that. Where Maine is tough is the dreaded "State Inspection"

  16. #16

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    Quote Originally Posted by Freeleo View Post
    what did you do with your car/car payment during your thru-hike?
    Sell it. It gives you more money to spend on moonshine.

  17. #17
    Registered User halftime's Avatar
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    Quote Originally Posted by Freeleo View Post
    what did you do with your car/car payment during your thru-hike?
    Unless you owe more than the value of the car, you could sell it, pay off the note and sock away the balance in a cd account that draws reasonable interest. The car would likely depreciate in value within 6 month anyway and with interest and insurance, licnese etc savings you could probobly replace at the end of your hike with a vehicle of higher value. just a thought.
    halftime

  18. #18
    Donating Member/AT Class of 2003 - The WET year
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    Quote Originally Posted by Freeleo View Post
    what did you do with your car/car payment during your thru-hike?
    ====================================

    I left it parked in the yard.

    'Slogger
    The more I learn ...the more I realize I don't know.

  19. #19

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    Quote Originally Posted by Uncle Silly View Post
    In NC your driver's license is tied to your insurance. If your insurance lapses for too long (there is a small grace period), your license will be automatically revoked. Naturally, you will have to provide proof of insurance before they'll issue a new license.
    Are you sure you don't mean the car registration and/or plate? A lot of states have that requirement. The car is insured, though, not the driver. A lot of people have drivers licenses and no car and thus no car insurance.

  20. #20
    First Sergeant SGT Rock's Avatar
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    Quote Originally Posted by halftime View Post
    Unless you owe more than the value of the car, you could sell it, pay off the note and sock away the balance in a cd account that draws reasonable interest. The car would likely depreciate in value within 6 month anyway and with interest and insurance, licnese etc savings you could probobly replace at the end of your hike with a vehicle of higher value. just a thought.
    That is why I sold my pickup.
    SGT Rock
    http://hikinghq.net

    My 2008 Trail Journal of the BMT/AT

    BMT Thru-Hikers' Guide
    -----------------------------------------

    NO SNIVELING

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