what did you do with your car/car payment during your thru-hike?
what did you do with your car/car payment during your thru-hike?
Not have one.
Dont have any but I am leaving the cars at the house, catching the train or having a family member do a fast - over night - road trip with me to drop me off.
As far as the payments, just have them taken out of your bank account automatically.
I guess that's something to calculate in the expenses of a thru-hike, if you are going to keep a car somewhere.
If you store it, make sure you do it properly. Even though we had it in a garage, our brakes and roters got rusty and we had to replace them.
Automatic Bill pay is GREAT!
Most cars, if not being driven at all, for 5-7 months, should be "taken out of service", for which there are a number of ways to do, including having a mechanic do so. Car insurance can be changed to "non operating" status, much cheaper. Car payments must be made or the lender will send out Charlie Sheen.
TW
"Thank God! there is always a Land of Beyond, For us who are true to the trail..." --- Robert Service
Pay it off and leave it with my wife.
SGT Rock
http://hikinghq.net
My 2008 Trail Journal of the BMT/AT
BMT Thru-Hikers' Guide
-----------------------------------------
NO SNIVELING
the smartest thing to do is pay it off before you hike. in my mind, thats part of the preparation/planning.
Hey Freeleo! Before you leave, pay your Insurance Premium, and take your car to the Over the Rhine section of Cincinnati and leave the keys in it. Problem solved!!
JAH,
hope you enjoy this
http://www.youtube.com/watch?v=zmVFnhO3A98
Also, a lesson I learned when laid up for 9 months for medical reasons way back when: Do not allow your insurance to lapse before your plates. Even if no one is driving the car, the state (at least Michigan) assumes you are driving if you have current plates. When I was ready to start driving again, I had to go into the high-risk pool for a year because they assumed I had been driving without insurance - VERY EXPENSIVE!!!!
In NC your driver's license is tied to your insurance. If your insurance lapses for too long (there is a small grace period), your license will be automatically revoked. Naturally, you will have to provide proof of insurance before they'll issue a new license.
"when the going gets weird, the weird turn pro." --HST
Uncle Silly VA->VT '05, VT->ME '07, VA->GA ??
You could always sell it.
Unless you owe more than the value of the car, you could sell it, pay off the note and sock away the balance in a cd account that draws reasonable interest. The car would likely depreciate in value within 6 month anyway and with interest and insurance, licnese etc savings you could probobly replace at the end of your hike with a vehicle of higher value. just a thought.
halftime
SGT Rock
http://hikinghq.net
My 2008 Trail Journal of the BMT/AT
BMT Thru-Hikers' Guide
-----------------------------------------
NO SNIVELING