I agree as well. To have the permit, at least in Ga., it costs a few hundred dollars EACH year. In order to acquire the permit, you have to maintain(or increase) you policy to 1 million dollars as well. Going up and down forest service roads for months at a time beats the hell out of any vehicle. They need to be maintained as well.
I find it funny that someone will spend the mucho dollar for the latest and greatest gear, but when it's time to go play, they nickel and dime you down. Hmmm....I think Rachel Ray is accused of that. A bad tipper.
Your right Phart, there are those hikers that might consider themselves "above".
SD